Back to all updates

Maximize conversion under Japan’s 3DS regulation

Stay compliant and reduce checkout friction with Risk Based Authentication, now live for Japan’s 3DS mandate.

May 2025

Product icon on a green background

Navigate Japan’s new 3DS mandate with confidence As of April 1, 2025, Japan requires 3D Secure for all customer-initiated credit card payments. To help you stay compliant without impacting conversion, we’ve released updated compliance logic and Risk Based Authentication.

Compliance handled for you Our updated logic is built into the platform, so if you're processing In Japan  through our full stack or standalone Authenticate module, you're already covered. Adyen automatically applies 3DS when needed, helping you meet Japan’s requirements while maintaining conversion and protecting against fraud.

Let Risk Based Authentication do the work Powered by Adyen’s risk engine, Risk Based Authentication makes smart, real-time decisions on when to trigger 3DS. This means fewer cart abandonments, lower fraud, and compliance with Japan’s new guidelines, all handled automatically. 

Check your setup If you're using both Tokenize and Authenticate, this update is already live. To optimize performance, keep sending the recommended data fields and review your Dynamic 3DS settings.

Learn more

Learn how Adyen minimizes SCA for CardOnFile transactions.

Go to Adyen Docs

Learn more

Set up rules to determine which card payments are routed through 3D Secure authentication.

Go to Adyen Docs

Latest updates